GOSI clarifies: maternity benefit and SANED unemployment pay cannot be combined

The General Organization for Social Insurance (GOSI) has clarified the rules regarding the possibility of combining SANED unemployment compensation with the maternity benefit.

Combining SANED and maternity benefits

GOSI explained that female subscribers cannot receive both SANED unemployment insurance compensation and the maternity benefit at the same time.

The maternity benefit is a monthly allowance provided to women after childbirth, enabling them to continue their careers with security and peace of mind.

According to GOSI, the maternity benefit is granted to female employees who meet the following conditions:

• A minimum of 12 months of contributions within the 36 months preceding the date of childbirth.

• The benefit is paid for three months, with an additional month granted if the child is born with a disability.

• The benefit is payable from the first month in which the childbirth occurs.

• It is not permitted to combine the maternity benefit with a salary or wage.

Maternity benefit eligibility conditions

According to the Social Insurance Law, the maternity benefit is payable from the first month in which childbirth occurs. The law stipulates that a working woman is entitled to the maternity benefit if she has at least 12 months of contributions—consecutive or non-consecutive—following her official registration with GOSI within the 36 months prior to childbirth, provided the birth takes place while she is actively employed under the system.

For cases related to childbirth, the maternity benefit is paid at a rate equal to the average wage subject to contributions, as a monthly pension for three months, with an additional month granted if the child is ill or has a disability. It is permitted to combine maternity benefit with compensation for occupational hazards.