Insurance Authority unveils new outpatient health policy with no pre-approvals

The Insurance Authority has announced that it has instructed health insurance companies to provide a new health insurance product that does not require prior medical approvals for outpatient treatment, starting from November 1, 2026.

The Authority explained that this new product is part of its efforts to address one of the challenges faced by health insurance beneficiaries in recent years. It will be offered as an additional option alongside existing products, giving employers and policyholders greater flexibility to choose the insurance solution that best suits their needs.

Insurance Authority CEO, Engineer Naji Al-Faisal Al-Tamimi, stated that this directive aligns with the leadership's vision to ease burdens on citizens and improve quality of life, in line with Saudi Vision 2030.

Al-Tamimi added that the new step reflects the Authority's role in leading the insurance market and requiring companies to provide products that meet the needs of individuals and businesses, in accordance with the national insurance sector strategy.

Call to customers and beneficiaries

In this context, the Insurance Authority called on health insurance customers and beneficiaries to file a complaint with the Authority if any insurance company refuses to provide the new product upon request after the specified date.